Do you have plans to travel this summer? Family trips and relaxing getaways are always a good idea, but be sure to protect your debit card while you travel. Security State Bank is bringing you debit card travel safety tips in this month’s blog.
Debit card travel safety:
- Lighten up your wallet. When you plan to travel, withdrawing a lot of cash may seem like a good idea, but it is best to only bring the credit cards and debit card that is necessary for the trip. Even if you need to withdraw money from an ATM that has a fee, it is better than losing hundreds of dollars by theft.
- Let Security State Bank know about your travel plans. By letting us know where you are going, we can watch for suspicious spending from the area you are traveling to. If we don’t know where you are going or if you are going anywhere, we would likely assume your card was compromised and the charges are fraudulent. Save yourself the hassle and just let us know you will be traveling.
- Keep a close eye on your debit card. Because your debit card is directly linked to your bank account, it is important to track your purchases through our online banking option. While entering your pin at the store or handing it over at a restaurant, be aware of your surroundings so no one is trying to get your card number.
- Only make small purchases with a debit card while traveling. Small purchases are easier for you to track and the card is less likely to be compromised through small purchases. Credit cards are best for larger purchases because many credit card companies have a no liability policy to make the process easier for you.
Security State Bank is always looking out for your financial safety. Contact us today to learn about online banking if you do not have it set up yet.