September marks the beginning of Fall! With so many exciting things to look forward to, Security State Bank is here to help you make the most of this Autumn month!
The Cy-Hawk Series is the epitome of a college rivalry, this weekend the Hawks and the Cyclones will compete in the most publicized game in the state. Each year this event is sold out, and Saturday will be no different. Hosted by the University of Iowa, Kinnick Stadium will be filled with cheers as the game begins at 6:30 PM Saturday evening.
Every year the trophy travels back and forth between the two schools, and with only one game played this season, there’s no knowing which team will come out on top! Here are the predicted advantages for this weekend’s game, courtesy of Security State Bank:
Coaching: University of Iowa coach, Kirk Ferentz returns from last year, conquering the cyclones (31-17.) A leader in Iowa City, this coach knows his players, knows his competition, and is ready to guide his team to another win for the Hawks. Unfortunately for Iowa State’s new coach Matt Campbell, this long awaited rivalry doesn’t come with an instruction book.
Offense: University of Iowa is a powerhouse when it comes to moving the ball downfield. With players like Wadley, Vandeberg, and Bethard, this year’s Hawkeyes are likely to put a large margin of points between them and their Cyclone competitors.
Defense: University of Iowa will be more secure going into the start of the game. During their last game against Miami, their defensive line-up completed three sacks and recovered three fumbles before clinching the win of (45-21.)
Odds: The current forecast is that the Hawkeyes will defeat the Cyclones (31-3.)
We’ve looked at the stats, and seen the line-ups. While Iowa does seem to have the upper hand, Iowa State has been known to find victory while in on the road for the series. Only time will tell which one of these teams will gain bragging rights for the upcoming year. No matter if you’ll be donning black and gold, or cardinal and gold, try these top spots to watch the game in either city:
Iowa City – Filled with bars, and great food, the establishment best known on game day is Brother’s Bar. Boasting delectable drink specials, and a full menu from the kitchen, this classic atmosphere creates the perfect environment while cheering on your Hawkeyes. After the game be sure to stop by Mesa and grab a slice of their September special, Salami Mozzarella!
Ames - A hometown community, this city is full of vibrant student life. Join the fun and make your way to Es Tas Bar and Grill and start singing some Sweet Caroline while chowing down on some killer tacos! If the Cyclones come back to win the game, you won’t want to miss a celebratory Super Dog on Welch Ave – it’s only a block away!
Wherever you watch, you’ll be joining hundreds of thousands of Iowans. Kinnick Stadium alone will hold over 70,000 students, alumni, and fans for the big game. Iowa City will easily welcome well over 100,000 spectators this weekend! Be sure you arrive as early as possible to reserve your spot for this highly anticipated rivalry.
Do you think the Hawkeyes will dominate Iowa State for the second year in a row, or do you think the Cyclones will prove themselves as an underdog and steal the win from Iowa? Tell us which team you think will win by commenting on our Facebook page!
Saving money is no easy task! Only after dedication and determination, can you look successfully into your account to see the difference saving can make. At Security State Bank we’re excited to help you achieve your financial goals, and we can’t wait to get started! If you’re looking to tuck some funds away for an emergency savings, or vacation fund, these six tips can help you accumulate $3,500 in savings over the course of the next year.
Learn how to open up your ideal savings account at Security State Bank to get started on your savings dreams today!
Throughout their teenage years, your children will begin to grow their personal money management style. Offer them some assistance by offering these four financial lessons from Security State Bank.
Securing Their First Job
No matter if it’s babysitting, lifeguarding, or bagging groceries, there are plenty of employment options for eager high school students. These opportunities typically start at minimum wage with zero benefits, but offer a foundation of experience and learning. Talk with your son or daughter, and help them select positions to apply for that resonate with them. Resources such as the Chamber of Commerce often list local job openings, and are a good place to comb for recent availabilities.
The younger you begin various habits, the better they stick with you. Teach your children the positive effect proper money management can have on their pocketbook. Start by opening both a savings and a checking account for your teen. Each pay period, help them figure ten percent of their earnings to put into their savings. You can also work with them one-on-one each month to help balance their checkbook and plan for any large expenditures.
Saving for College
Secondary education isn’t cheap. If your son or daughter plans on attending a college or trade school, the time to start saving is now! Work with your future student to determine an educational budget, providing an estimate of upcoming expenses. Once you know the amount needed you can set savings goals for both you and your teen to start tucking money away. The sooner you begin your savings journey the smoother the road will be to your target amount.
Whether it’s purchasing their first car or simply covering the cost of meals at school, learning how to maintain a payment plan is an important life lesson. Explain your personal bill paying system to your teen and see how they can tailor it to their needs. Once they have a grasp on the system itself, gradually add payments to your child’s list of responsibilities, even if you add the money to their account. This will help them learn to keep an updated payment calendar before they graduate high school.
Money management is a continual learning process. There are always new techniques or tricks to better arrange your finances. Don’t stop honing your teen’s money management after these four lessons – stop by Security State Bank and see how you can keep growing your family’s financial skills today!
The fair is coming the fair is coming! Starting August 5, swarms of eager Iowans will descend upon the city of Des Moines for the annual Iowa State Fair. This long awaited tradition is a culmination of the year’s best culinary, entertainment, and educational endeavors. This fair season take note of these key activities to try, along with the top things to avoid, courtesy of Security State Bank.
During your trip to the Iowa State Fair, your account is never too far away. Set-up your online banking experience before you go for instant access to monitoring and managing your personal finances. Stop by the bank and get started today!
Summertime and sweet corn go hand-in-hand, and this savory treat is one of the highlights of every summer meal! As the old saying goes, sweet corn is growing well when it reaches knee high by the fourth of July. It’s past the 4th and this year’s crop is already well past the shoulder! Make the most of this season’s bounty and try some exciting new takes on this well-loved classic, courtesy of Security State Bank!
Fresh Corn Salsa: This delicious condiment is great for your next Taco night, or just as an afternoon snack. Both healthy and delicious, this recipe will have your family asking for more!
Jalapno Popper Salad:This new twist on a classic will have your taste buds tingling. Corn paired with bacon, cheese, and diced peppers is the perfect combination for your next family gathering!
Creamed Corn: Every Midwestern family has their own version of this timely classic. This new spin takes the hassle out of cooking with a convenient slow cooker preparation.
Mexican Street Corn:This zingy recipe offers an exciting new option for both grilled and boiled corn on the cob. With lime, salt, and mayo this delectable dish is sure to be a crowd pleaser.
Sweet Corn Fritters:These crispy nuggets are filled to the brim with delectable sweet corn! Make them as a side or as a snack, but always pair with a generous helping of ranch dressing.
Corn Chowder:This delightfully simple recipe is full of classic seasonal ingredients. This is a great recipe to make now and freeze for easy dishes during the winter.
Sweet Corn Spoonbread: A simple pour, dump, and cook recipe, this family favorite it sure to encourage second helpings. With three different preparations of corn, your family will have their fill of the season in this one delicious dish.
Cachapas: These Venezuelan bites pack a punch! Made with bites of sweet corn, these pancakes are extra tasty! The best part about these is you can fill them with whatever you like, beef, chicken, pork, cheese, you name it!
No matter if you’ve been cooking corn for 20 years, or 20 minutes, there are always fun new ideas to try in the kitchen! Try these tasteful new recipes and share your experience with us on our Facebook page. We can’t wait to see your results!
Agriculture is the back bone of Iowa. Made up of honest, hard-working men and women, the farmers of today have incredible challenges to overcome. Luckily 2016 is predicted to sustain plenty of rain and sun in these beginning summer months. Lookout this season for growing hay and alfalfa as the temperatures continue to climb!
With over 3.9 million cattle, and 175,000 sheep in the state of Iowa, there’s a lot of food that needs to be grown. Hay is eaten by both cattle and sheep, in addition to the state’s equestrian population. This vital nutrient is constant dietary staple for the majority of Iowa livestock, but how much does it take?
The average farm in the state of Iowa is approximately 345 acres. If a farm this size grew only hay, they would yield approximately 1,725,000 pounds of hay per year, with two cuttings. Considering these figures, the average Iowa farmer can feed 236 horses, 196 cattle, or 945 sheep with their crop each year!
This summer, as you pass by fields of hay and alfalfa, think about all that can be accomplished with these important plants. Check out these important hay facts and see what you learn:
Whether you’re looking to finance land, equipment, or real estate, Security State Bank is here for all your ag lending needs! Stop by and share a cup of coffee with us, and we’ll work to help you gain the financing you need.
After the question has been popped, answered, and celebrated, it’s time to get into planning mode! Coordinating everything from table seating, gift registries, food, and more – putting together an exciting wedding celebration is no easy task! See how to get the most out of your big day, with these helpful budgeting tips courtesy of Security State Bank.
One of the great parts about a wedding is that fact that it symbolizes two people, and two families, joining together. Likeminded, the budget is a joint effort as well. Sit down with your parents, spouse, and his/her parents to discuss what can be contributed by each. Once you have decided on a reasonable budget you can begin to look into venues and vendor options.
Be sure to also ask relatives with talents to help with various wedding activities. Whether its photography, floral arrangements, or simply singing during the ceremony, you’d be surprised how many talented family members are more than happy to help!
The golden rule to budgeting the perfect wedding is to choose your top three priorities. Whether that’s the food, venue, photographer, or other wedding elements, choose which components you want to put the bulk of your budget in. After these top three that doesn’t mean you can’t spend money – it simply allows you the freedom to save money in the areas that aren’t the main focus.
For the average wedding the top three expenses are the venue, dining, and entertainment, followed closely by the photographer, floral arrangements, and wedding dress.
Like any good budget, staying on top of your numbers is a huge advantage! Be sure to keep all your receipts associated with the event to help track expenses and create a paper trail with your various vendors. Just like your personal finances, it’s a good idea to leave some cushion for the unexpected. Whatever your overall budget is for the event, be sure to leave 5% of it unused for various unplanned changes. This way if extra flowers or drinks are needed, the money is already set aside, headache free!
Many couples are opting to use apps like HoneyFund to take the expense of a honeymoon out of their budget. With apps like this relatives and guests are able to choose an item on your honeymoon wish list to give instead of a traditionally wrapped present.
Setting the date is simply the start of your wedding planning adventure! If you need help structuring your big day’s budget, stop by Security State Bank or give us a call at (319) 334-7035, we’d love to help make your wedding a success!
The journey to becoming a first time owner is an exciting and personal process. With questions ranging from price, commodities, to neighborhoods and more, the task of finding your ideal property can seem daunting. At Security State Bank we want to help you make the most of your home buying experience with our guided route to home ownership. Sit back, relax, and enjoy the view as we take you step by step through the first time home buying process.
Whether you’re looking for a farmhouse in the country, new construction in your dream location, or your happy hideaway in town, Security State Bank can help you with all your financing needs. Stop by the bank or give us a call at (319) 334-7035 and get started on your home buying journey today!
With pockets full of dollar bills and a list of dream finds in hand, serious garage sale goers are perking up for the upcoming season. Become a pro deal-spotter by harnessing some of their top tricks of the trade!
Saving dollars here and there add up to big returns in the long run. For assistance creating a long-term savings plan, call us today to set up an appointment with one of our financial advisers.